Unlocking Financial Flexibility: The Benefits of HSBC Platinum Credit Card

HSBC Bank offers different credit cards to meet the varied needs of individuals, which help them to avail themselves of cashback on online shopping, complimentary movie vouchers, reward points, and many more benefits. If you are looking for a lifetime free credit card, then the HSBC Visa Platinum Credit Card is the best option for you as it has no annual/joining fees. It is an entry-level card and is basically for those individuals who are new to the credit scene. It also provides a sign-up bonus of INR 2,250, which is a decent offer compared to other lifetime-free cards available in the market.

Features and Benefits:

The HSBC Platinum Credit Card is an entry-level card that provides various privileges, benefits and rewards to its customers. It offers benefits across many categories, like entertainment, lifestyle, etc. Mentioned are the benefits and privileges of the HSBC Platinum Credit card:

• Get an Amazon Voucher worth INR 500. 
• Get 3 complimentary access to domestic and international lounges or 3 meal vouchers at airport-located restaurants in India.
• Get a discount of 50% (up to INR 100) on the first transaction made on Google Pay.
• Cardholders will get 10% cash back on 5 transactions when a total of INR 10000 is spent within the first 60 days of the card’s issuance.
• The Cardholder will receive a cashback of INR 250 when INR 50000 are spent in the calendar year. The maximum cashback that a cardholder can receive is up to INR 1000 only.
• Get a “BOGO” offer on Book My Show while booking movie tickets on Saturday, a maximum of up to INR250.
• Get a discount on Tata Cliq of up to INR 300 on a minimum transaction of INR 1000 once a month, every Thursday.
• The cardholder will receive a discount of up to INR 1500 on electronics every Thursday, with a minimum monthly transaction value of INR 3000.
• With an HSBC Credit card, the credit cardholder can get a 10% discount up to a transaction of INR 1500 on the luxury website of Tata Cliq. The minimum transaction is INR 5000 once a month on every Thursday.
• Earn 2 reward points when INR 150 are spent.
• Earn 5x rewards when INR 400000 is spent in the calendar year.

Processing fees 

Eligibility Criteria 

To qualify for getting HSBC Visa credit card, some eligibility criteria are to be met– 

• The minimum age of an applicant should be 18 years.
• The maximum age of an applicant should be 65 years.
• The applicant’s income should be stable and good, i.e., a minimum of INR 3 lakh per month.
• Only salaried applicants can apply for the card. A self-employed applicant should have a savings account or current account with HSBC Bank.
• The applicant should be a resident of India.
• The applicant should be from one of the following cities: Bengaluru, New Delhi, Gurugram, Hyderabad, Mumbai, Chennai, Noida, Kolkata, Pune, Chandigarh, Jaipur, or Ahmedabad.

How do you check the Application Status of the HSBC Visa Platinum Credit Card?

Mentioned below are different ways to check the HSBC Credit Card Application Status:

A) Check HSBC Credit Card Application Status Online:

1. Via ChatBot:

Step 1: The official website of HSBC Bank should be opened.

Step 2: At the bottom right side of the screen, click on the option “Chat”.

Step 3: Tick on “Accept the Terms and Conditions”.

Step 4: Select the option “I want to check my HSBC Credit Card Application Status”.

Step 5: Input all the details as required.

Step 6: The HSBC card’s application status will then be displayed on the screen.

2. Via Mobile Number:

Step 1: The official website of HSBC Bank should be opened.

Step 2: Under the tab “Banking”, click “Credit Cards”.

Step 3: Enter the 10-digit mobile number provided when applying for the credit card.

Step 5: Fill out the details as asked and then finally click on “Submit”.

Step 6: Enter the OTP received on your registered mobile number for verification purposes. 

Step 7: The HSBC card’s application status will then be displayed on the screen.

3. Via Airway Bill Number

Step 1: The official website of HSBC Bank should be opened.

Step 2: Choose the option “Track your Credit Card”.

Step 3: Input the Airway Bill Number (AWB Number) received via letter.

Step 5: Once the verification is done, the exact location of the card can be known. 

Step 6: The HSBC card’s application status will then be displayed on the screen.

B) Check HSBC Credit Card Application Status Offline:

1. By Visiting Branch:

Step 1: Visit the nearest HSBC bank branch.

Step 2: Mention the credit card application registration number or form number.

Step 3: Submit all the details and documents required.

Step 4: The bank representative will then call you to tell you about the status of the card application.

Step 5: This method can be chosen in case the other methods are not working. This is because it takes more time than the other methods.

2. By Calling Customer Care Centre:

Step 1: Call the HSBC customer care number at any time between 06:30 pm to 08:30 pm.

Step 2: The customer care executive will provide the desired information and credit card application status in this case.

Step 3: You need to provide some additional details and information.

Step 4: Thereafter, the application status of your card will be received.

Also Read: The Evolution of Debit and Credit Card Machines in Canada