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In today’s fast-paced world, the shift to a cashless and mobile economy is changing the face of retailing. Making purchases through a mobile wallet is now the expectation rather than the exception. Many businesses—from airlines to parking meters, and even some restaurants—no longer even except cash. The advantages are clear: cash takes time to procure,

Majority of Philippine and Indian migrant workers receive their salaries in cash. Only those who work in offices or occupy managerial positions have bank accounts and debit cards.  Migrant workers do not qualify for credit cards either, regardless of their income levels, because they are temporary residents in the countries where they work. Consequently, migrant

Since last few years, the Indian payment industry has gone through disruptive moments like demonetization and empowerment of digital payments. In India, digital payments experienced phenomenal growth both in value and volume after demonetization. These e-payments are not only making transactions easier, but also boosting transparent economic growth. Such advanced technologies and innovations are therefore

In today’s fast-paced world, digital is the new buzz. Like any other industry, the banking and payments industry is witnessing a sea change by going digital in technology, infrastructure, processes etc. With India, on the cusp of achieving financial inclusion with 80% of the adult population bearing bank accounts, and southern and eastern states taking

Conventional modes of payments have transformed drastically ranging from debit, credit cards to e-wallets due to the evolvement of digital technologies. Consumers are going with the rule of convenience using these progressing trends. Similarly, merchants and merchant service providers are adopting these changes for the efficient process to offer seamless payment methods. People are embracing