The Core Payment Platform for Banks & FinTechs

S.D.K Finance

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Contemporary technology has made a colossal impact on global energy, economy, and the environment. The financial landscape has completely changed, due to the evolution of smartphones and mobile apps. Digitization has enabled regular banking transactions to be performed swiftly and hassle-free, with 24/7 global accessibility. The 21st-century mass population is living in a fascinating time, where the latest technologies are emerging at the “speed of light”. So the main challenge for all market participants is to remain updated with the latest technological standards, thereby catering to the customers’ swiftly changing needs. is the Core Payment Platform wrapped into 300+ APIs. It enables payment providers, FinTech entrepreneurs & banks to launch payment and loyalty products – saving time by 10× and decreasing 90% of CAPEX. The founders have been active on the market of financial technologies for about 12 years and carried all their experience into a new Platform. Since its foundation in 2013, the FinTech enabler company has grown from 3 to 25 people.

Torchbearers of the Company

Pavlo Sidelov and Alex Malyshev are the Founders of Established in 2013, the company’s headquarters are located in Prague, Czech Republic, with its Research & Development centre in Kiev, Ukraine. Pavlo Sidelov is the CTO, and system architect of the Pavlo has been actively involved in software development for FinTech for over 12 years. Prior to building, Pavlo developed a number of financial products such as payment service provider, electronic money, e-payment services, and financial middleware. He is an author, and the main ideologist of the platform.

Alex Malyshev is currently serving as the CEO of the FinTech company, having a vast experience of more than 15 years in marketing and management. At, Alex is responsible for business operations.

Alex & Pavlo advise the youth of today to be straightforward and to pursue the things that they believe in, backed by hard work and desire to make a meaningful impact.

Key Features of Platform

  • Payments & loyal functionality in white-label
  • 300+ RESTful API
  • 100,000,000+ transactions a month
  • 200+ payment methods globally, including VISA/MasterCard, SEPA payments, PayPal, Bitcoin, e-money, etc.
  • Designed especially for the easiest integration with 3rd party customers like OAuth, KYC, AML, Biometrics, etc.
  • Cutting-edge technology & high-quality QA procedures
  • PCI-DSS compliant
  • PSD2-ready to use
  • Fast start and migration
  • Fair pricing

Client Offerings allows clients to build multiple payment products on top of their APIs: Payment Services, E-wallet, P2P Money Transfer, Currency Exchange, and much more. The FinTech company provides services to clients from a wide range of different countries, including, but not limited to, Singapore, Azerbaijan, Spain, Ukraine, Ghana, Ireland, UK, Canada, USA, etc. Mentioned below are few of its offerings in detail.

  • Payment & Loyal functionality in API format: The FinTech company provides 300+ RESTful API, designed as per the requirements of the client.
  • Scalability: The platform can handle several types of load, depending on the class of infrastructure. Of great significance here, it must be mentioned, is that the software is scalable, and, in the case of increased loads, these can be easily managed.
  • Integration layer: The software is designed for the easiest integration with 3rd party providers like OAuth, KYC, AML, Biometrics, etc.
  • PSD2: PSD2 is a new European directive with an aim to make European banks share customer transaction and account with third-party providers that might include FinTech and retail businesses, telecommunications providers, payments services, and financial account aggregators.
  • Flexible Payment Gateway: Payment Gateway is designed for integration of dozens of payment tools.
  • Mobile Apps: finance allows the clients to create a Mobile App, allowing reduction of time in product development, app launch 3 to 4 months quicker, and with a lower budget.
  • Infrastructure side: The FinTech company’s application is hosted on PCI-DSS-ready infrastructure AWS.
  • Quality Assurance: The company provides the highest level of quality solutions through regular updates and frequent automatic testing procedures.
  • Price: Tailor-made models are designed to maintain affordable pricing ranges for the client.
  • Technology: For financial services, a business’s underlying technologies determine its readiness for rapid growth, flexibility, and security of the provided services. The FinTech company utilizes top-of-the-class, original, and the latest technology-operated platforms for building and running its products.

Future Challenges and Upcoming Plans

FinTechs, banks, and the “big four” (Amazon, Facebook, Google and Alibaba – AFGA) are the key actors of the industry. With the banks still in the trap of their outdated mindset, the collaboration between FinTechs and incumbents is the focus of’s agenda. Every market participant should be aware that changing the customer experience, not making the cost structure more efficient, is the ultimate goal. The founders believe that major changes are yet to come and when the “big four” join the party, the process will kick into high gear.

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