Finance & Economics

Exali Professional Insurance

Exali Professional Insurance review: Is this the best coverage for digital freelancers & IT consultants?

For those with a career in the digital arena, their greatest assets are often code, creativity, and data, but they are also their greatest liabilities. Imagine triggering a lawsuit that could halt your freelancing career simply because a single line of AI-generated code gone awry, a single data breach, or an inadvertently used asset. While […]

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Traded Global Asset

Gold in the Digital Age: Why XAUUSD Remains One of the Most Traded Global Assets

For thousands of years, gold has played a unique role in the global economy. From ancient civilizations to modern central banks, the metal has been valued not only as a precious resource but also as a symbol of security, stability, and wealth. Yet gold’s relevance has only grown stronger in the digital era. Despite the

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Credit Decision Platform

How a Credit Decision Platform Reduces Time to Yes in Lending

Lending has never moved faster, and borrowers expect decisions in seconds. Yet traditional underwriting, built for slow, manual checks, can’t match that pace. A credit decision platform becomes essential when the real bottleneck is time to yes. This article unpacks how modern platforms use real-time alternative data and digital footprint analysis to verify identity, assess

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Safeguarding Your Retirement Savings: Best Practices for Transferring Funds Between Accounts

Safeguarding Your Retirement Savings: Best Practices for Transferring Funds Between Accounts

Key Takeaways: Introduction Transferring retirement savings between accounts is a routine step for many individuals, whether triggered by a career change, a desire for diversified investment opportunities, or the need to consolidate old accounts for easier management. Yet, a poorly managed transfer can lead to tax liabilities, penalties, and a significant risk of financial fraud.

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Why You Should Plan Your Mortgage With Long-Term Life Goals in Mind

Why You Should Plan Your Mortgage With Long-Term Life Goals in Mind

Mortgage planning is not perceived as a short-term investment choice, yet it is a lot more. The financial stability of your mortgage, your retirement plans and the general quality of life can be long-term effects of your mortgage. By taking this decision in a long-term perspective, the homeowners can make decisions that can help them

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Why You Should Consider Energy Efficient Mortgages

Why You Should Consider Energy Efficient Mortgages

Energy efficient mortgages are more of a feasible answer to homebuyers who wish to have long term savings and a more comfortable living environment. These loans enable the borrowers to direct the energy upgrades to their mortgage, thus the upgrades are affordable without huge initial expenses. With the escalation of house prices and the fluctuation

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Money Moves That Empower: Financial Strategies Every Leader Should Know

Money Moves That Empower: Financial Strategies Every Leader Should Know

In the dynamic world of leadership, especially for women breaking new ground in executive roles, financial empowerment is the foundational pillar of sustained influence. The most effective leaders today master boardroom strategy and demonstrate control over their financial lives. Understanding how to build and manage wealth is a necessity for women in high-performance careers. When

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9 reasons why choosing a cheaper payment gateway might cost you more in the long run

9 reasons why choosing a cheaper payment gateway might cost you more in the long run

Over the last six financial years, India has processed more than 65,000 crore digital payment transactions across consumers, merchants and platforms. These transactions together were worth over 12,000 crore, turning digital payments into critical infrastructure for the real economy. Digital payments are projected to grow from 206 billion transactions in FY25 to 617 billion in

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You Can’t Grow Market Share Without Growing the People Who Sell It

You Can’t Grow Market Share Without Growing the People Who Sell It

In the race for market dominance, many leaders focus exclusively on product innovation, pricing, or distribution channels. But the real differentiator is often invisible: your people. For any business aiming to expand its share, the sales force is not a cost center; it is the growth engine. You cannot sustainably grow market share without first

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Decoding Retirement Income Streams: How to Blend Pensions, Investments, and Savings

Decoding Retirement Income Streams: How to Blend Pensions, Investments, and Savings

A retirement paycheck usually comes from mixing guaranteed and market-based income, then drawing from them in a tax-smart order. Here’s a practical framework to build pensions, Social Security, investments, and cash reserves in 2025. 1. Start with your guaranteed base Add up pensions and Social Security, these are your needs money for housing, food, insurance.

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Why Side Hustlers and Solo Business Owners in Australia Are Turning to Secured Personal Loans

Why Side Hustlers and Solo Business Owners in Australia Are Turning to Secured Personal Loans

You know what’s interesting? A growing number of Australian side hustlers and solo business owners are quietly choosing secured personal loans, instead of the more traditional business loan route. It’s not because they don’t believe in their business; they just want something smarter, simpler, and more in tune with how they run things. The New

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Buzz around Ripple’s spot XRP ETF

Buzz around Ripple’s spot XRP ETF

A market-driven solution Ripple’s imminent spot XRP exchange-traded fund (ETF) is creating major buzz in crypto circles as greater numbers of asset managers get behind it. Spot EFTs are considered high value because investors are exposed directly to the underlying asset. They hold actual XRPs in regulated storage, rather than in stock, futures or derivatives.

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