In the past few years, digitization among almost all industries has picked up the pace, and the real estate market is no exception to this change. While the shift towards digitization has availed many benefits, it has its own demerits as well. Real estate is a risky business, and digitization has increased the risks of fraud and miscommunication between parties, as even getting a mortgage can be done online. Clients interested in the real estate business have become hesitant and are seeking assurance.
CurveBlock strives to meet all legal requirements in all jurisdictions in order to ensure the safety of all parties. The company believes that regulated, centralized finance built on distributed ledger technology (Blockchain) has the potential to deliver financial inclusion to the masses within real estate, the world’s largest asset class.
The Inception of Shared Profits
Founded in 2018, CurveBlock is pioneering the sharing economy in the real estate investment sector. Gary Woodhead established the firm with the goal of making clients the financiers and beneficiaries of the sector by evenly distributing all future profits.
Recognizing that most societies are financially excluded from virtually all real estate development investment funds, CurveBlock determined that fractionalization via a regulated platform could solve this issue by allowing financial inclusion from as little as £10 while adhering to regulatory laws. As a result, all underlying real estate investments will become carbon-neutral or energy-positive developments.
Cutting-Edge Services and Solutions
CurveBlock aims to be a recession-proof model, so no matter what the market conditions are, clients will still receive profits. The company aims to provide a solution that simplifies real estate investing. Its digital wallets will represent fractional ownership of all future profits made by the company. This means that clients never have to choose a real estate development to invest in; they have legal rights to all profits generated by all real estate developments. The goal is to reduce investment risk through the use of a blended investment portfolio.
All CurveBlock real estate developments are zero fossil fuel and energy positive, which means the real estate CurveBlock builds and sells produces more renewable energy than it consumes. This solution could eventually see real estate become energy producers rather than energy consumers and can forever alter the new construction of the real estate sector.
Minimal Team, Paramount Efforts
Gary Woodhead’s primary role as CEO of CurveBlock is to support the overall company in achieving its regulatory compliance goal. The company comprises three co-founders with the other two being Joey Jones and Matthew Couch. All have distinct and varied skill sets that complement each other extremely well.
The team is currently seeing CurveBlock become FCA regulated in the United Kingdom, whilst preparing to roll out the platform into other jurisdictions such as the USA, Canada, and UAE. Gary’s grand vision is to see CurveBlock become a global platform. He speaks with potential investors and real estate partners daily to subsidize efforts.
Since its inception, CurveBlock has been a remote team, saving travel and carbon footprint. CurveBlock creates a positive environmental impact in its developments by integrating multiple renewable energy technologies within a CurveBlock home. This is not simply a solution for the world’s largest CO2 polluter (real estate), but it also has long-term financial benefits for homeowners. Homeowners will have no energy bills, and surplus energy will charge electric vehicles for free or can be sold back to the grid. CurveBlock also uses zero scaping in the landscape, which includes native, low-water-requirement plants.
CurveBlock recognizes that energy-positive real estate will be the norm within a few years and will no longer be a differentiator for the company; however, it understands that giving half of all profits to the public will help it stay competitive. As technologies improve and new proven technologies become available, the company constantly monitors and upgrades them in homes.
Achievements and Consumer Experiences
- Winner – European FinTech-4-Good Awards – 2021
- Winner – Lotus Awards 2020 – Sustainability
- Finalist – Great British Entrepreneur Awards 2019 – Startup of the year
- Commendation – Ex-Forces Business Awards 2020 – Innovator of the year
- Finalist – Yorkshire Business Awards 2021 – Disrupter of the Year
“Great concept, a great combination of blockchain technology, carbon zero and energy-positive development, available to investors at all levels, profits shared with stakeholders and 5% to a worthy charity. I trust these guys 100%, I’ve been with them for a while and watched them tick all the boxes. It’s an absolute pleasure to be on a journey with them.”- D Hulme
CurveBlock is currently in a stealth mode as it seeks Angel Investors and strategic partnerships. Selling the concept to clients and dealing with their needs and responses could begin as soon as the third quarter of this year. When this goes live, CurveBlock will have AI on the platform to primarily assist clients, with real-world staff available to speak with clients when necessary.
CurveBlock’s long-term goal is to have various secondary wallets on its platform. The immediate dividend wallet is built and sold; secondary wallets could include residential REITs and commercial REITs, and the company could even explore the platform to allow other digital assets to be accommodated or traded. Gary asserts that this is only the beginning and CurveBlock will advance along with technology.
Potential to Bring Change
CurveBlock’s vision for green technology in the future is for the entire real estate sector to become Grid 2.0. The technologies available are now cost-effective enough to compete with traditionally built fossil fuel-reliant homes, and the company has the potential to change the global home-building landscape.